A row of modern suburban homes with well-maintained lawns and trees line a quiet, curved street under a clear blue sky, conveying a serene neighborhood vibe.

If you’ve been dreaming about buying a home in the Omaha area — whether it’s a cozy spot in Papillion, a new build in Bennington, or a classic home in Lincoln — you’ve probably heard that you need to save up a 20% down payment. For many, that number can feel overwhelming. But here’s the…

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