If you are waiting for mortgage rates to fall significantly before buying a home, it may help to understand what actually drives those rates. Mortgage rates do not move for just one reason, and they do not necessarily fall every time the Federal Reserve changes its benchmark interest rate. Instead, mortgage pricing is influenced by…

If mortgage rates are the main reason you’ve put your home search on pause, you’re certainly not alone. It’s easy to think,“Maybe I’ll just wait until rates come down.” But the more important question may be: What if they don’t come down as much, or as quickly, as you’re hoping? Mortgage rates have continued to fluctuate,…

If you’re thinking about selling your home in markets like Chicago, St. Louis, Kansas City, Overland Park, Omaha, Lincoln, Tampa, Orlando, Miami, Jacksonville, or Naples, one question is probably top of mind: How do I sell quickly without leaving money on the table? With more homes coming onto the market in many areas, buyers have…

One of the biggest questions buyers are asking right now is: “What if I buy a home and prices go down?” It’s a fair concern. With so many headlines focused on market uncertainty, it’s easy to wonder if waiting might be the safer move. But before you put your homeownership plans on hold, it helps to…

If you’ve seen recent headlines about mortgage debt reaching an all-time high, you might be wondering what that means for the housing market. The truth is, the headline is accurate—but it doesn’t tell the whole story. While mortgage debt has increased over the years, homeowner equity has grown even faster. And that’s an important distinction…

If you’ve been keeping an eye on mortgage rates and hoping for more affordability this year, recent inflation data is worth paying attention to. While inflation isn’t making headlines for the right reasons at the moment, understanding what’s happening can help buyers make informed decisions about their next move. Inflation Is Moving Higher Again Recent…

If the housing market feels a little confusing right now, you’re not alone. Mortgage rates have remained higher than many experts expected, home sales haven’t accelerated as quickly as forecasted, and buyers and sellers across the country are wondering what comes next. The reality is that a lot has changed during the first half of…

If you’ve been searching for a home lately, you may have noticed something. The homes that fit your budget aren’t always as large as what you originally pictured. You’re not alone. Between home prices, mortgage rates, insurance costs in some areas, and everyday expenses, affordability remains a top concern for many buyers across both the…

For Veterans, Active-Duty Military, and Military Families If you’ve served our country, you’ve earned one of the most valuable home financing benefits available. Yet many Veterans aren’t fully aware of just how powerful their VA home loan benefit can be. In fact, a recent survey found that nearly half of Veterans believe homeownership is out…